Pension Summary Plan Description

APPENDIX G: Special Provisions for Benefits Accrued Between July 1, 1990 and June 30, 1997

If you have not worked a least 1,000 Contributory Hours after June 30, 1997, then your monthly benefit for benefits payable after July 1, 2000 based on your Contributory Hours from July 1, 1990 through June 30, 1997 (Plan Years 1991 to 1997) is 1.875% of your Contributions during that period.