Pension Summary Plan Description

F.9 Special Suspendible Employment Rules for Benefits Earned Before July 1, 1990

If your monthly retirement benefit includes benefits earned before July 1, 1990, two special Suspendible Employment rules come into effect after June 2004 regarding that portion of your benefit. First, after June 2004, the portion of your benefit earned before July 1990 will only be suspended if the Suspendible Employment involved is Covered Employment. Second, if you defer retirement past Normal Retirement Age and to a date after June 2004, then after June 2004 the portion of your benefit earned before July 1990 will be increased as described in Section 4.4, Deferred Retirement, without regard to whether you have worked in Suspendible Employment.