Pension Summary Plan Description

4.2 Minimum Retirement Age

You may retire as early as age 52 with a reduced benefit. Unless you qualify for the Rule of 85 or meet the requirements for an unreduced benefit under an Early (age 63) Retirement, the benefit payments you receive will be reduced to account for commencement before Normal Retirement Age at 65.

Age Factor
65 1.0000
64 .8859
63 .7870
62 .7009
61 .6258
60 .5600
59 .5023
58 .4513
57 .4063
56 .3664
55 .3310
54 .2995
53 .2713
52 .2462