Pension Summary Plan Description

2.2 Earning Participation with "Contiguous Non-Covered Employment"

You can also earn credit toward participation if you work for a Contributing Employer in a job which is not covered by the Pension Plan that immediately precedes or follows Covered Employment with the same Employer without interrupting or terminating your employment. This is called Contiguous Non-Covered Employment. Once you begin working in Covered Employment, all of your past work for that Contributing Employer while the Employer contributed to the Plan on behalf of some of its other employees counts toward establishing your status as a Plan Participant. To take advantage of this rule, you must satisfy the 250-hour participation rule by working the entire 250 hours with a Contributing Employer. If you have such Contiguous Non-Covered Employment, you must inform the Trust Customer Service Office.

EXAMPLE:

In April 2012, Frank worked 100 hours for ABC Construction, a Contributing Employer, in employment not covered by the Plan, and then in May 2012 worked 150 hours for ABC Construction in Covered Employment.

Frank became a Participant on June 1, 2012, the first day of the month following the month he completed his 150th hour in Covered Employment, because the total hours that count toward becoming a Participant totaled at least 250.