Note: The following benefit summary reflects changes effective July 1, 2011 under the Rehabilitation Plan. Click here for details on limited "Grandfathering" of pre-Rehabilitation Plan Early Retirement benefits.
- If you have less than 1,000 Contributory Hours (excluding Recaptured Hours) after June 30, 1997, click here.
Age
52 and less than 65Service & Other Requirements
- 10,000 Rule of 80/85 Surcharge Contributory Hours (excluding Recaptured Hours), including 1,000 Contributory Hours in 2 Plan Years preceding when you meet the required age and service qualifications; and
- Age plus Contributory Years of Service totals at least 85.
Basic Benefit
Accrued Monthly Normal Retirement Benefit, actuarially reduced from age 60 (no reduction if age 60 or older). See Reduction Factor Table.Forms of PaymentMore Information
- Straight Life Annuity
- Five-Year Certain Life Annuity
- Joint Annuity
All forms of payment except the Straight Life Annuity are actuarially reduced.
Change of Form/Joint Annuitant