• Initial Eligibility More Information

    An Employee becomes eligible for coverage as an Active Employee on the first day of the calendar month after a period of six consecutive months or less in which his/her Dollars Bank account is credited with employer contributions equal to at least the monthly cost of coverage at the highest Plan Level.

    An Active Employee who has met the initial eligibility requirements will be automatically enrolled in Employee-Only coverage. Enrollment of a spouse and/or children under the Employee-Plus or Family coverage levels requires a timely and properly-completed enrollment form. Otherwise, the Eligible Employee will remain enrolled in Employee-Only coverage until a change at the Plan's next Open Enrollment or (if available) a change at Special Enrollment. Enrollment forms are available online and from the Trust Customer Service Office.

     
  • Dependent Eligibility More Information

    A Dependent of an Eligible Employee becomes eligible at the same time that the Employee becomes eligible, or the date the Dependent is acquired, if later. Enrollment of a spouse and/or children under the Employee-Plus or Family coverage levels requires a timely and properly-completed enrollment form. Otherwise, the Eligible Employee will remain enrolled in Employee-Only coverage until a change at the Plan's next Open Enrollment or (if available) a change at Special Enrollment.

    If both you and your spouse are covered by the Plan, you may combine your Dollars Banks into one Dollars Bank. The combined Dollars Bank is then assigned to one designated employee out of the two spouses who will then have sole authority to elect Plan Levels for coverage, and after that date 100% of contributions for both spouses will flow to the designated spouse's Dollars Bank account.

     
  • Continuing Eligibility More Information

    After you establish initial eligibility, an Active Employee's coverage will automatically be continued to the next month if, as of the 25th day of a month in which he has coverage as an Active Employee, his Dollars Bank account contains sufficient employer contributions to pay for the following month's coverage at his Plan Level. This payment from your Dollars Bank will be made automatically and is mandatory (except for certain members covered by he Uniformed Service Employment and Reemployment Rights Act).

    An Active Employee can also continue coverage if, as of the 25th day of a month in which he has coverage as an Active Employee his Dollars Bank account contains at least $300 in properly-credited Employer contributions, and no later than the 10th day of the following month he makes a self-payment of the difference between the amount in his Dollars Bank account and the monthly cost of coverage for his Plan Level.

     
  • Plan Levels

    The Plan now offers three levels which you can select from during Open Enrollment. The contributions made by your employer will be used to fund the level you have selected. If contributions are not adequate to fund the level you select, you may be able to make self-payments to continue coverage.

    Plan Level Who is Covered Cost
    Employee Only Covers only the Eligible Employee $983
    Employee Plus Covers the Eligible employee and either their Eligible Spouse or their Eligible Children, but not both $1473
    Family Covers the Eligible Employee, their Eligible Spouse and their Eligible Children $1964
     
  • Dollar BankMore Information

    Effective May 1, 2013, the Plan has been changed to a new method of eligibility to begin Plan coverage and to continue it. Instead of eligibility being based on covered hours worked, eligibility now depends on the amount of contributions made to the Plan on your behalf and held in your Dollars Bank (which replaces the former Hours Bank), the Level of Plan coverage you select, and any self-payments you may need to make to continue coverage.

    An Employee becomes eligible for coverage as an Active Employee on the first day of calendar month after a period of six consecutive months or less in which his Dollars Bank account is credited with employer contributions equal to at least the monthly cost of coverage at the highest Plan Level. An Active Employee who has met the initial eligibility requirements will be automatically enrolled in Employee-Only coverage. Enrollment of a spouse and/or children under the Employee-Plus or Family coverage levels requires a timely and properly-completed enrollment form. Otherwise, the Eligible Employee will remain enrolled in Employee-Only coverage until a change at the Plan's next Open Enrollment or (if available) a change at Special Enrollment.

     
  • Losing CoverageMore Information

    Your coverage will end when on date that the your Dollars Bank contributions and any self-payments are not sufficient to continue coverage.
     
  • ReinstatementMore Information

    You have 13 months after you lose coverage to reinstate without having to reestablish initial eligibility. To reinstate, you need be properly credited with sufficient funds in your Dollars Bank account, received over a period of six months or less, to pay for one month of coverage at your Plan Level. Eligibility is reinstated and coverage is provided on the first day of the calendar month following the month in which the Dollars Bank reaches the required level.