Welfare Summary Plan Description

2.4 WORKING WHILE RETIRED

  1. If you are a Retired Participant who is working after retirement, neither you nor your Dependents are eligible to participate in this Plan if your employer provides health coverage, for which you are eligible, or if you become eligible for coverage as an active Employee under this Plan. If you were enrolled as a Retired Participant on or after January 1, 1996, and your eligibility ends due to active Employee coverage or other employer health care coverage, you may resume participation in this Plan when your employment ends. Retired Participants must immediately resume participation in this Plan and begin paying the required monthly self-payments the month following the month in which that active Employee coverage or other employer coverage ends.

  2. If you are a Retired Participant who is working after retirement, you or your Dependents are not eligible to participate in this Plan if you are determined under the Pension Trust to be working more than 40 hours a month in "Suspendible Employment" that is not covered under a collective bargaining agreement or Written Agreement. Generally, Suspendible Employment is work in the same trade or craft in which you engaged as an Active Participant in the Pension Trust, in an industry covered by the Pension Trust, and in the geographic area covered by the Pension Trust. If you work in a supervisory or self-employed capacity in the same trade or craft in which you engaged as an Active Participant, you are considered to be working in your former trade or craft.

    There is an exception to the Suspendible Employment rules if you were a member of a collective bargaining unit on the first date employment in that unit became covered by the Pension Trust. In this case, so long as your employment wasn't Suspendible Employment before contributions to the Pension Trust for that employment began, your continued employment as a member of that unit is not Suspendible Employment.

    Please refer to the current Summary Plan Description for the Pension Trust or contact the Trust Customer Service Office if you would like further information regarding the Suspendible Employment rules or applicable exceptions.

    You and your Dependents may resume participation in this Plan when your employment in your former trade or craft ends, only if that employment was covered under a Collective Bargaining Agreement or Written Agreement, and only if you resume participation in the Plan immediately. Retired Participants must immediately resume participation in this Plan and begin paying the required self-payments for the month following the month in which their other coverage ends.