Welfare Summary Plan Description

15.14 TIME LIMIT FOR FILING CLAIMS

All claims for reimbursement through the Trust's Medical or Dental Benefits must be submitted within one year of the date Covered Expenses were incurred. Claims must show the applicable procedure codes adapted from: (1) the Current Physician Terminology (CPT) Uniform Codes on Medical Procedures; (2) the American Dental Association (ADA) recommended Uniform Codes on Dental Procedures and Nomenclature, and (3) the actual charges to the Participant for all medical and dental services or procedures.